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Products / finance / Mortgage Loan (LAP)
Finance Offering

Mortgage Loan (LAP)

Also known as Loan Against Property (LAP), this facility allows you to raise capital by pledging owned real estate at significantly lower rates than unsecured borrowing.

Indicative Rates
9.00% – 13.00% p.a.
Tenure Range
Up to 15 Years
Ticket Size
β‚Ή10 Lakhs – β‚Ή10 Crores

Key Features & Highlights

βœ“ High loan sanction up to 70% of market property value
βœ“ Accepts residential, commercial, and industrial property
βœ“ Longer repayment tenures up to 15 years
βœ“ End-use flexibility for business or personal expansion

Good to Know

  • β€” Formal valuation and legal search report are mandatory.
  • β€” Ownership remains with you while property is pledged.

Speak to an Advisor

Free consultation. We respond within 24 hours.

Calculate EMI for Mortgage Loan (LAP)
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PNB Housing Home Loan & LAP
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L&T Finance Rural & SME Finance
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LIC Housing Finance Affordable Housing Credit
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Nippon India Mutual Fund AMFI Reg. ARN 347839
πŸ“ˆ NIPPON INDIA
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ICICI Prudential AMC SIP & Wealth Distribution
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SBI Mutual Fund Equity & Hybrid Funds
πŸ“ˆ SBI MUTUAL FUND
H
HDFC Bank Home & Retail Loans
🏦 HDFC BANK
I
ICICI Bank Mortgage & Personal Loans
🏦 ICICI BANK
S
State Bank of India Home Loan & Credit
πŸ›οΈ SBI LOANS
A
Axis Bank Retail & SME Credit
🏦 AXIS BANK
K
Kotak Mahindra Prime Wealth & Credit
🏦 KOTAK BANK
B
Bajaj Finserv Consumer & Business Loans
⚑ BAJAJ FINSERV
T
Tata Capital Mortgage & Corporate Finance
πŸ›οΈ TATA CAPITAL
A
Aditya Birla Capital Wealth & Retail Credit
πŸ’Ž BIRLA CAPITAL
B
Bank of Baroda Housing & Vehicle Loans
🏦 BANK OF BARODA
I
IDFC FIRST Bank Digital Credit Solutions
🏦 IDFC FIRST
P
PNB Housing Home Loan & LAP
🏠 PNB HOUSING
L
L&T Finance Rural & SME Finance
βš™οΈ L&T FINANCE
L
LIC Housing Finance Affordable Housing Credit
🏑 LIC HOUSING
N
Nippon India Mutual Fund AMFI Reg. ARN 347839
πŸ“ˆ NIPPON INDIA
I
ICICI Prudential AMC SIP & Wealth Distribution
πŸ“Š ICICI PRUDENTIAL
S
SBI Mutual Fund Equity & Hybrid Funds
πŸ“ˆ SBI MUTUAL FUND